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Mortgage - How much can I afford?

Before you proceed with a mortgage you should make sure that the monthly repayments are affordable. Use the calculator below to assess how much you can comfortably afford to repay each month.

Income:  
Net monthly salary £
Partner's net monthly salary £
Other Income £
Total Income £
   
Expenses:  
Credit Cards £
Gas £
Water £
Electricity £
Telephone £
Council Tax £
Food/Drink £
Clothes £
Car/Travel Expenses £
Life Assurance £
Regular Savings/Pensions £
Loan Repayments

£

Other Standing orders/Direct debits £
Entertainment/Holidays £
Household Maintenance £
Other Expenses £
   
 
 
Total Monthly Expenses: £
Spare income each month: £

 

This calculator has been provided for your guidance only. Its use does not represent any offer of a mortgage advance.

If you are seeking a mortgage loan, then you must make a formal application to an appropriate mortgage lender, who will consider your application in accordance with their lending criteria.

Mortgage loans are normally subject to a formal valuation of the property and proof of your earnings.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Please ensure you read our User Terms, Client Agreement and Privacy statement.

Crystal Financial is authorised and regulated by The Financial Services Authority. Crystal Financial is entered on the FSA register (www.fsa.gov.uk/register/) under reference 134905.
The Financial Services Authority do not regulate Will Writing, Loans, Credit Cards, or some forms of Mortgage, Tax Advice, Offshore Investments, Estate Planning.

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